Title Loans in Roswell, Georgia


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Do you have bills you need to pay but no idea where you’re going to get the money? It’s a common problem, especially considering how much certain expenses can run. One car or home repair could easily cost you thousands of dollars. You don’t want to end up stressed out wondering what you’ll do about unpaid bills, and that’s why title loans Roswell are an excellent financial solution for people in need. You don’t need good credit to get a title loan, because there’s no credit check during the application process, and you can get your loan the very same day that you apply for it.

Kemplin Title Loans

At Kemplin Title Loans, we’ve focused on developing the simplest possible application process for the convenience of our customers. That’s why we offer a fast online application right here on our website. It only requires some basic information, and customers typically complete it within seconds. You can start the process by going to our application form and filling in the following information regarding the car that you plan to use as collateral on your title loan, which much be in your name with a lien-free title:

• Year
• Make
• Model
• Approximate Mileage

After you’ve punched that in, we’ll just need you to enter the following contact info to complete the form:

• Your full name
• Your phone number
• Your email address

Kemplin Representatives

Click submit and we can run the information and immediately preapprove you for a title loan. We can also use your car’s information to figure out a title loan estimate, contingent on your car’s condition. As soon as there’s a Kemplin Title Loans representative available, we’ll have them contact you and go over the title loan process. They can answer all your questions and schedule a time for you to visit our office and pick up your loan.

One common question from customers is what they’ll need to bring to obtain a title loan. Fortunately, you’re only going to need a couple common items, as the title loan application process is far less intrusive than the application process for a bank loan. We need to check the date of birth listed on your government-issued ID to ensure that you’re 18 or older. We also need to check your car and keep the title to it over the term of the loan. Once you repay that loan, you get your title back from us.

About Us


We’re sure that when time is short and you need money quickly, you don’t want to get irrelevant listings for title loan companies far outside of the Roswell area. That’s not a concern with Kemplin Title Loans, and if you’re looking for title loans Roswell, we’ve got you covered. Our office is located in Roswell, and it doesn’t take long to reach us whether you drive here on the freeway or decide to take surface streets. As far as parking is concerned, there are quite a few options nearby.




A Kemplin Title Loans representative can get you started on the title loan process when you arrive, which will include some brief paperwork. You should also mention if you submitted an online application and already received preapproval on your loan. Once you’ve filled out that paperwork, we perform the vehicle inspection and use a vehicle value guide to verify how much your car is currently worth. This is how we decide the amount we can lend you. Then, we just need to get your car title and we can issue your loan. The entire process hardly ever takes longer than an hour.

How It Works

There are two types of loans on the market, known as secured and unsecured loans. Secured loans have collateral attached to them and unsecured loans do not, meaning title loans fall under the secured loans category. Although your car serves as the title loan’s collateral, you’ll keep it while you pay back the loan.


Loan Borrowers

There is a federal law requiring that all title loan borrowers must be at least 18 years of age or older, but other than that, the federal government gives states the leeway to create their own title loan laws. This means that the title loan experience can change drastically from state to state. Georgia’s regulations govern title loans Roswell. The state doesn’t put a limit on title loan amounts, which means you can borrow as much as you want, provided your car has enough value and the lender is willing to loan you the amount you want.

Lower Payments

Georgia limits title loan interest rates to 25 percent per month for the first three months of the loan, and then 12.5 percent per month for every month after that, although there can also be lien fees. In Georgia, the title loan term limit is 30 days. Most lenders stick with this term length, which is the most common length not just in Georgia but across most of the nation. However, if you can’t pay your loan off on the due date, you can extend it by paying at least the interest charges on it. You take the loan principal into a new term which will have another interest charge. Although this ends up costing you a bit more in interest, it’s a convenient way to lower your payment for your month when necessary.

Lender Options

It’s a good idea to extend your loan if you can’t pay it in full, because failing to make a payment results in a default on the loan. When this happens, the lender has the legal authority to come repossess your car and then sell it. Obviously, you don’t want this to happen, and the lender really doesn’t, either, because repossessing a car is inconvenient. The best thing you can do if you’re having payment issues is talking to your lender about it to see what your options are.

Kemplin Title Loans in Roswell, Georgia




405 Sheringham Ct. Roswell, Georgia 30076 | (770) 988-6667